BDM reduces the delinquency rate of a top bank by 50%!  more...

About Our Company

We are a team of highly qualified data analytics experts who create real value for our customers. Our past successful applications include credit risk evaluation and fraud prevention which have saved clients hundreds of millions of dollars.

Senior Leadership

Larry Bookman, PhD, has 25 years in delivering solutions to small businesses and Fortune 500 companies, including AT&T, The Lawson Group, Scotiabank, Sony, and Sprint, applying data science methods across multiple industries. Larry's credit risk solutions have enabled several of the largest banks and telecommunications companies to save over $200 million from making bad loans and incurring bad debt. Larry has just published a new course “Machine Learning for Predictive Analytics” which describes what is possible with the state of machine learning in today’s world, its limits, risks and rewards, and how to apply this knowledge to benefit your organization.Larry's background includes the founding of three companies and is a consultant, advisor and board member to several companies. Larry holds a PhD in Computer Science from Brandeis University. He holds 3 patents in big data transactional semantics,(Oct 2004, June 2008, July 2010) and has published two books in Artificial Intelligence (review of book,abstract of 2nd book) and over thirty conference papers..

Jiang (Jay) Zhou, PhD, has over a decade of experience using predictive analytics and data mining to manage credit risk and detect fraud in financial and telecommunication industries. His solutions have saved clients hundreds of millions dollars. Dr. Zhou has made presentations on fraud prevention and data analytics at American Bankers Association(ABA) conferences, Predictive Analytics World, Babson College and other events. Dr. Zhou has many innovations in data mining technologies. He has co-authored an award-winning paper, "Using genetic learning artificial neural networks for spatial decision making in GIS" (Nov., 1996, PE & RS) and "A wavelet transform method to merge Landsat TM and SPOT panchromatic data" (1998, IJRS) that has been one of the most cited in the field. He has an MS from Peking University, and a PhD from University of Connecticut.